Zain is a finance educator and experienced mortgage broker who founded ZEP Finance in 2010, providing bespoke financial solutions and investment lending strategies to his clients. He has been investing in property for almost 20 years. He has worked with large investment groups and has a wealth of knowledge in budgeting, savings and all things finance.
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The housing crisis and home affordability has been a hot topic in the media in 2025. There really doesn’t seem to be a solution through government initiatives or legislation but one thing is for sure, we all need to be savvier in the way we approach borrowing and investments.
Our guest this episode is finance educator Zain Peart. Education is everything and Zain believes that ‘influencers’ are the greatest threat to a successful relationship with money. Their unregulated advice and jargon is dangerous when consumers are considering their biggest financial transaction.
“The media is not belting this up, we are living in a cost of living crisis” Zain Peart
Zain has some very clear messages for the market. Simple adjustments in language of ‘first homeowner’ to ‘first property owner’ grants can change the way we think about the great Australian dream of owning your own house. A small change in mindset is required to take the emotion out of purchasing a home or an investment. It makes a difference.
Zain’s calm and considered approach is very reassuring and influential. His tips are critical for everyone looking to invest or buy a property. Understanding the market, budgeting and payment options are all elements of an educated purchaser.
A great listen for those entering the property market, or just to hear Zain’s calm and credible way of contributing to media.
